Acceptance
These terms are between you and riTara Inc (“we”, “us”, “our”). By using this website you agree to them and to our Privacy Policy. If you do not agree, please do not use it.
What this page does and does not cover
These terms cover this website. If you are a customer, the platform, as identified in your applicable customer agreement, is governed by the master agreement you signed. Where that agreement and this page differ, the agreement governs.
Use of the site
Use the site lawfully. Do not attempt to disrupt it or to gain unauthorized access to systems or data. That is the whole of it.
Intellectual property
The content, trademarks and logos on this site are owned by us or our licensors. You may quote and link to our published writing with attribution; you may not reproduce it wholesale or present it as your own.
The writing on this site is not advice
Our published analysis discusses mortgage regulation, agency requirements and quality control practice. It is not legal, compliance or investment advice. Requirements change, and they apply differently to different institutions. Verify anything you intend to rely on against the current rule text and your own counsel.
No agency endorsement
The platform's rules encode published policy. Encoding a requirement is not endorsement by, affiliation with, or certification from Fannie Mae, Freddie Mac, HUD, the CFPB or any other agency, and nothing on this site should be read as implying otherwise.
Product maturity
Applications and capabilities described on this site carry a stated status. A status of planned, research or in development describes direction and is not an offer of a product or a representation that one exists.
Third-party links
We link to primary sources, regulators, agencies, and research publishers, so you can check our claims. We do not control those sites and are not responsible for their content or availability.
Disclaimers and liability
This website is provided as is, without warranties of any kind, to the maximum extent permitted by law. To the maximum extent permitted by law, we will not be liable for indirect, incidental, special, consequential or punitive damages arising from your use of this website.
Governing law
These terms are governed by the laws of the Commonwealth of Virginia, without regard to its conflict of law principles.
Changes
We will post updated terms on this page with a new effective date. This version supersedes the terms dated 8 September 2026 and 10 January 2026.